Terms & Conditions

Last updated: 04 Jun, 2025

Welcome to FinRecords, a financial accounting application designed to assist with personal finance management. By accessing and using our services, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree to these terms, please do not use our services.

1. Account Registration

To use the full features of FinRecords, you must create an account. You may register by signing in through third-party authentication providers, such as Google, Microsoft, or Facebook. By using these services to register, you agree to comply with their respective terms and conditions and privacy policies, and authorize us to collect personal information such as your name, email address, and profile picture.

2. User Obligations

As a user of FinRecords, you agree to:

  • Provide accurate, current, and complete information when registering or updating your account.
  • Keep your account credentials confidential and notify us immediately if you suspect unauthorized access to your account.
  • Not misuse the service, including but not limited to engaging in fraudulent activities or attempting to gain unauthorized access to financial records or data.
3. Use of Services

Our services are intended for personal use, and you may use them solely for managing and tracking your financial records. You agree not to use the services for any illegal or unauthorized purpose, including but not limited to:

  • Engaging in fraudulent or misleading activities related to financial data.
  • Attempting to access or interfere with the accounts of other users without their consent.
  • Using the service in a manner that could damage, disable, or impair the functioning of the application or its associated infrastructure.
4. Third-Party Services

FinRecords integrates with third-party services to facilitate functionality, such as financial institutions and payment processors. When you use these services, you are subject to the terms and conditions and privacy policies of those third parties. We recommend reviewing these policies before using their services.

In addition, we collect personal information from third-party authentication services (Google, Microsoft, and Facebook). These services handle your data according to their own privacy policies, and we encourage you to review them:

5. Data Privacy and Security

We are committed to protecting your personal data in compliance with applicable privacy laws, including the Privacy Act 1988 (Cth) in Australia. We use industry-standard security measures, including encryption, to protect your financial and personal data. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee the absolute security of your data.

For more details on how we process your personal data, please refer to our Privacy Policy.

6. Limitation of Liability

We strive to provide accurate and reliable financial tools, but FinRecords does not guarantee the accuracy or completeness of the information provided by the service. We shall not be liable for any loss, damages, or legal consequences arising from:

  • Incorrect, incomplete, or delayed information.
  • Unauthorized access to your account or financial data.
  • Any third-party service provider’s actions or failure to perform their services.

Our liability, to the fullest extent permitted by law, shall be limited to the amount you paid for the use of our services in the twelve months preceding the event giving rise to the claim.

7. Termination of Account

We reserve the right to suspend or terminate your account if you violate any terms of this agreement. You may also close your account at any time by contacting us. Upon termination, you will no longer have access to your financial records unless explicitly provided otherwise.

8. Changes to These Terms

We may update these Terms & Conditions from time to time to reflect changes in our services or legal obligations. Any updates will be posted on this page with a new "Last updated" date. Please review this page periodically for any updates.

9. Governing Law and Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with the laws of Australia. Any disputes arising from these terms shall be resolved through binding arbitration in accordance with the laws of the state in which we operate, unless otherwise specified by applicable Australian consumer protection laws.

10. Contact Us

If you have any questions or concerns regarding these Terms & Conditions, please contact us at: